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Federal Interest Rate History

Shows the daily level of the federal funds rate back to 1954. The fed funds rate is the interest rate at which depository institutions (banks and credit unions) lend.

The federal "short-term rate" is determined from a one-month average of the market yields from marketable obligations of the United States with maturities of 3 years or less. The "mid-term rate" is determined from obligations with maturities of more than 3 years but not more than 9 years, and the "long-term rate" is determined from.

At that time Treasury released 1 year of historical data. Daily Treasury Bill Rates These rates are composites of closing market bid quotations on recently issued treasury bills in the over-the-counter market as obtained by the Federal Reserve Bank of New York at approximately 3:30 PM each business day.

Deep disagreements within the Federal Reserve over the economic outlook and how the U.S. central bank should respond will not.

The "Actual Rate" is known as the Effective Federal Funds Rate, is the interest rate at which depository institutions actually lend balances at the Federal Reserve to other depository institutions overnight. The Actual Rate changes daily but is usually close to the Target Rate or within the range desired by the Federal Reserve.

Home Interest Rates Going Up The average rate for a 30-year fixed-rate mortgage has fluctuated between just above 4% and 4.5% for most of 2014. The Federal Home Loan Mortgage Corp., or Freddie Mac as it is commonly called, is predicting rates will rise to 5% in late 2015. ( For more, see: How To Shop For Mortgage Rates .)

Interest Rates; Interest Rates. The following shows prompt payment interest rates in effect from January 2012 – december 2018. view rates from 1980-2011. Also see the Current Value of Funds Rate. Table may scroll on smaller screens

Prime rate, federal funds rate, COFI The prime rate, as reported by The Wall Street Journal’s bank survey, is among the most widely used benchmark in setting home equity lines of credit and credit.

This rate directly influences other short-term interest rates such as deposits, bank loans, credit card interest rates, and adjustable-rate mortgages. By lowering the fed funds rate so dramatically during the 2008 financial crisis , the Fed kept funds available for banks.

5-Year Fixed-Rate historic tables html / Excel Weekly PMMS Survey Opinions, estimates, forecasts and other views contained in this document are those of Freddie Mac’s Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac’s business prospects.

Bankrate Com Mortgage Rates Follow weekly mortgage rate trends and expert opinions from the mortgage rate trend index by Bankrate.com. mortgage experts predict what will happen to rates over the next week – and why.

Federal funds rate. United States finance. Written By: Peter Bondarenko. See Article History. Federal funds rate, interest rate used for overnight interbank lending.