Fha Minimum Requirements Requirements for an FHA 203 (k) loan. credit requirements are a bit tighter than on a regular FHA loan – lenders typically demand a credit score of at least 620-640 to approve a 203(k) application. And not all fha lenders offer 203(k) loans, so you may need to shop around a bit to find the right one. There are two types of FHA 203(k).
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