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FHA loans allow people to buy a house with bad credit, but they come with much higher attached fees for repayment. According to the Department of Housing and Urban Development, the government agency that oversees FHA loans, lenders can approve an FHA loan for borrowers with a credit score as low as 580.
Those clients include The Bank of San Antonio. and a bank loan would be probably a good idea, to get a line of credit established. Then it’s going to be a lot of hard work. It doesn’t come easy. I.
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In April 2018, the average national FICO score was 704 – the highest the average had ever been, according to FICO. But people with credit scores in the fair to poor ranges (i.e., credit scores less than 670) may have trouble getting approved for some types of loans. People can have bad credit for many different reasons.